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Safeguard Your Workforce with Comprehensive Group Accident Coverage

Ensuring Employee Safety and Financial Stability in Illinois
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Group Accident Insurance Provided By Our Agency

Workers encounter various risks of injury or illness while performing their duties every day. Before any mishap occurs, it is crucial to secure group accident insurance for employees and their families.

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Retention & Recruitment
Cost of the policy
Peace of mind
Flexibility
Employer’s reputation

Retention & recruitment coverage

Risk Factors

Employers always look for effective ways to retain their staff and recruit the best talent.

Solution

Employers can get a sound benefits package that can help attract and retain high-performing employees, without incurring additional company expenses.

Cost of the policy

Risk Factors

If your budget exceeds, the company may have to spend more for the benefits they have decided to offer their employees.

Solution

Employers can manage the increasing coverage costs through voluntary benefits and potential savings to get the best benefits for their employees.

Peace of mind

Risk Factors

If any employee meets an accident, he may worry about the medical expenses and the nursing costs while he recovers.

Solution

If the employer has taken group accident insurance, the employees Can gain peace of mind so they can focus on health and recovery instead of worrying about paying bills.

Flexibility

Risk Factors

With a vast array of benefits on the market, people are understandably worried about making the right coverage they want.

Solution

Employees can select coverage options for themselves and eligible dependents with their plans at the workplace.

Employer’s reputation

Risk Factors

An employee loves to work under an employer who values him. This makes the employer stand as an exception from his competitors.

Solution

An employee loves to work under an employer who values him. This makes the employer stand as an exception from his competitors.

What is Group Accident Insurance?

Group accident insurance provides a cash benefit if an employee or a covered dependent, including spouses or domestic partners, suffers an injury due to an unexpected accident. This coverage, offered through Freedom Brokers, allows employees to pay via convenient payroll deductions. The benefits, delivered as lump sum payments, offer flexible cash use, whether for covering out-of-pocket healthcare costs, supplementing lost income, or any other financial needs.

Coverage Details of Group Accident Insurance

Group accident insurance typically covers:

  • Injuries: Including fractures, dislocations, concussions, lacerations, eye injuries, knee cartilage tears, ruptured discs, and severe burns.

  • Medical Services and Treatments: These include ambulance services, emergency care, therapy, diagnostic tests (e.g., X-rays, MRIs, CT scans), medical appliances, and specific surgeries.

  • Hospitalization: Covering hospital admissions, stays, and inpatient rehabilitation post-accident.

  • Additional Benefits: These might include accidental death, dismemberment, loss of use, paralysis, and supplementary benefits for lodging expenses during treatment.

It's advisable to contact Freedom Brokers to explore various customizable options that cater to your business needs in Illinois.

Benefits of Group Accident Insurance

With rising healthcare costs, including increased co-pays, premiums, and deductibles, accident insurance offers an affordable way to supplement traditional health and disability plans. It can help cover expenses not typically covered by other insurance forms, such as X-rays, ambulance costs, deductibles, and even day-to-day expenses like rent and groceries.

Over 40 million Americans seek medical treatment for injuries annually, and these incidents often result in significant unexpected expenses. Unlike health or disability insurance, group accident insurance is designed to cut the financial impact of such incidents by covering costs that other insurance types do not, acting as an essential supplement.

Ensuring that your employees are protected against severe mishaps reflects both wisdom and compassion on the part of an employer. Partner with Freedom Brokers to safeguard your workforce effectively and responsibly in Marion, Illinois. Connect with us today to learn more.

Already have Group Accident Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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